Home Equity Loans, Second Mortgage Loans & Home Equity Line of Credit Loans - Nationwide!
Apply Now
> Home > Home Equity Loan Programs > 125 Home Equity Loans
125 Home Equity Loans
A 125 home equity loan is any home equity loan, home equity credit line, or second mortgage that lends 125% of your homes current value. You may also use this type of loan to do a home equity loan refinance.
The 125 home equity loan is the highest risk home equity loan for home equity mortgage lenders because there is no security (i.e. home equity) in the loan. Due to the risk the 125 home equity loans also has the highest interest rates of all types of home equity loans.
Features of the 125 Home Equity Loan
Below are some of the common features of the 125 home equity loan program.
| Loan Amount Range: |
|
| Maximum Combined LTV (click here to determine your LTV) |
|
| Receiving of Funds: |
|
| Interest Rate: |
|
Advantages & Disadvantages of a 125 Home Equity Loan
The 125 home equity loan primary benefit is the ability it provides you to access more than you homes current value for the purpose of home improvements, debt consolidation, etc.
A disadvantage of a 125 home equity loan is simply that you would have used you homes entire present day equity, so if you had to sell your home in a short amount of time, you may not be able to do so, unless the property has appreciated significantly or you pay the difference.
Who Should get a 125 Home Equity Loan?
When you apply for a 125 home equity loan, our loan officers will assist you in determining if this loan best suits your needs. Below is a common scenario of the ideal situation to obtain a 125 home equity loan.
Your currently have over $10,000 of credit card debt or other monthly liabilities, that you would like to consolidate into a single low monthly payment. You anticipate the property values in your area to rise and you also plan on staying in the home for over 5 years.
Now that you understand the basic details of the 125 home equity loan program, you may take a moment to get approved for this type of loan using our secure 125 home equity loan online application
Apply Now For Your 125 Home Equity Loan Online
If you are unsure if a home equity credit line loan is the best loan for your needs, you may want to review the information on the following types of home equity loans:
| Apply Now |
| Navigate |
- Home Equity Loan Programs
|
| - Home Equity Loan Information |
| - Free Credit Report |
| - Recommend this page |
| - Bookmark this site |
| - Home |
| - Search Site |