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Home Equity Loans

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Home equity loans are designed to help home owners like you, access your homes equity for common uses such as:

• Cash-Out for Home Improvement, College Tuition's, Large Purchases, Cash Reserves or Investment purposes.

• Debt Consolidation of High Interest Rate Credit Cards, Auto Loans, Personal Loan to Lower your monthly payments, save money and take advantage of possible tax benefits.

Home equity loans are typically much simpler to obtain and do not require as much documentation from you in comparison to qualifying for your first mortgage. (Note: What makes a mortgage loan either a first or second mortgage is the date which the loan was recorded as a lien against the property)

These home equity loan programs may be obtained and secured by most types of properties such as:

• Your primary residence
• Your 1-4 Unit Investment property
• Second Home or Vacation Property

When you initially purchased your home your probably obtained a first mortgage home loan which was recorded against your property at closing. Any home equity loan you obtain will be a second mortgage unless your home is free and clear of mortgage loans.

Home equity loans are separated into three different types of loan programs which are explained below:

• Fixed Rate Home Equity Loans - these fixed rate second mortgages gives you all of the money you borrow from you equity upfront and the repayment of this type of home equity line is with fixed monthly payments with a fixed rate. Learn more about a fixed rate home equity loan or get pre-approved now.

• Home Equity Credit Line Loans - these home equity loans allows you to borrow money as you need it based on a variable / adjustable interest rate with the lowest  interest only monthly payments. Learn more about a home equity credit line loan or Apply now for home equity loans online
  

• 125 % Home Equity Loans - these home equity loans allows you to borrow up to 125 % of your homes current value based on a fixed rate and fixed payments. Learn more about a 125 % home equity loan or Apply now for  home equity loans online

Select the type of home equity loan you wish to learn more about or apply for below:

• Fixed Rate Home Equity Loan - Learn More | Apply Now
• Home Equity Credit Line Loan - Learn More | Apply Now
• 125 % Home Equity Loan - Learn More | Apply Now